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Remember, with so many checks being mailed for tax payments, it is important to verify the payee on all checks when you receive your statement.  If you discover any altered items, report them to our fraud department immediately. 

 
 
 
 
 

Getting Started

The following is a list of standard documentation that you will need to have available when you submit your loan application.  Some additional required information may vary based on your personal situation.

Identification

  • Legible copy of current government issued photo ID for ALL borrowers

Housing Information

  • Copy of most recent mortgage loan statements for all properties owned
  • Copy of homeowner's insurance declaration page for all properties owned

Income & Employment

  • Most recent 30 days pay stubs
  • IRS tax returns (all pages & schedules), W2’s, and/or 1099’s for the last two years

Asset Documentation

  • Copies of bank statements for the last two months.  ALL numbered pages, even if blank
  • Most recent 401k, IRA, CD or stock account statements.  ALL numbered pages, even if blank

Retired Borrowers

  • SSI and/or pension award letter stating the duration of benefits
  • Copy of any monthly benefits statements received by borrower
  • IRS tax returns (all pages & schedules), W2’s, and/or 1099’s for the last two years

Self-Employed Borrowers

  • Personal AND business IRS tax returns for the last two years
  • Copy of business license for the last two years (must be active)

Are you ready to get started?

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Provided for informational purposes only. This is not a commitment to lend. Not all borrowers will qualify.

 

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Apply with one of our Mortgage Team members in your area!