Getting Started
The following is a list of standard documentation that you will need to have available when you submit your loan application. Some additional required information may vary based on your personal situation.
Identification
- Legible copy of current government issued photo ID for ALL borrowers
Housing Information
- Copy of most recent mortgage loan statements for all properties owned
- Copy of homeowner's insurance declaration page for all properties owned
Income & Employment
- Most recent 30 days pay stubs
- IRS tax returns (all pages & schedules), W2’s, and/or 1099’s for the last two years
Asset Documentation
- Copies of bank statements for the last two months. ALL numbered pages, even if blank
- Most recent 401k, IRA, CD or stock account statements. ALL numbered pages, even if blank
Retired Borrowers
- SSI and/or pension award letter stating the duration of benefits
- Copy of any monthly benefits statements received by borrower
- IRS tax returns (all pages & schedules), W2’s, and/or 1099’s for the last two years
Self-Employed Borrowers
- Personal AND business IRS tax returns for the last two years
- Copy of business license for the last two years (must be active)
Are you ready to get started?
Apply NowProvided for informational purposes only. This is not a commitment to lend. Not all borrowers will qualify.
Apply Now
Apply with one of our Mortgage Team members in your area!