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Identity Theft

Identity theft occurs when someone uses your personal identifying information without your permission. This information may include your name, address, driver license number, Social Security number, mother’s maiden name, birth date, or financial information.

If you are a victim of Identity Theft:

  Place a fraud alert on your credit reports and review your credit report by contacting:

 Equifax

 1-800-525-6285

 Experian

1-888-397-3742

 TransUnion

  1-800-680-7289 


 Contact your bank and close your accounts that you know have been tampered with
 File a police report with law enforcement officials to help you with creditors who may want proof of the crime
 File a report with the Federal Trade Commission 

 How Consumers can access Free Credit Reports

The FACT ACT: Fair and Accurate Credit Transaction Act, passed by Congress, allows all individuals the right to check their credit report once a year. Fight identity theft by monitoring and reviewing your credit report annually. You may request your free credit report online or by phone. Free credit reports requested online are viewable immediatley upon authentication of identity.

Annualcreditreport.com is the only authorized source for consumers to access their credit reports online for free. This central site allows you to request a free credit report once every 12 months from each of the nationwide consumer reporting companies: Equifax, Experian, and TransUnion. The site's security protocols are designed to protect your personally identifiable information from unauthorized access or alteration.

Online: www.annualcreditreport.com

or

Toll Free: call 877-322-8228