Welcome to American Bank of Commerce
 Positive Pay... Successfully protect yourself from losses!

Financial losses from check fraud reach into the billions each year affecting companies of all sizes. Positive Pay is a powerful tool for early detection and identification of potential fraudulent activity. It guards against check forgery and third-party fraud by daily matching each item presented against a current list of valid issued checks.

Early fraud detection is the key to protecting your business. Positive Pay makes that possible.

  • Reduce risk of loss due to check fraud
  • Identify exception items at the time of presentment
  • Reduce your reconciliation effort by limiting the process to exception items only
  • While having the bank match each check you write to a file you provide, you not only protect your funds, but you create an automated daily reconciliation process
  • Easy upload process to report all issues
  • Easy identification of exception items
  • Ability to decision items that are suspended
  • ACH Blockers available
Successfully protect yourself from losses!