Welcome to American Bank of Commerce
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SMALL BUSINESS CHECKING

Account DescriptionThis account is designed for all types of businesses and organizations that have a lower-volume of business with all the benefits of a high-volume account.
Account BenefitsFree secure Online Banking
Cash Management Services
Visa Business Card
Night Depositories
Free 24/7 Telebank access
InterestNone
Monthly service fee$10 = $0 - $999.99
Over 100 debits/checks = .20/item
Over 200 credit items = .20/item
Minimum Daily balance required (to waive monthly service fee)Fee waived with a minimum balance of $1000.00
Minimum Opening Deposit$100
More benefitsFree Bill Payer service
Merchant Processing Service
Wire Transfers
Branches located in Texas and Colorado

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BUSINESS CHECKING

Account DescriptionThis full-service checking account helps maximize your money, save you time and is excellent for partnerships, corporations, associations and individuals engaged in business or professions.
Account BenefitsUnlimited Check Writing
Cash Management Services
Business Credit Card Service
Lock Box Services
Online Banking & Cash Management Services
Automated Clearing House(ACH)
InterestNone
Monthly service feeAccount Analysis: Accounts are analyzed monthly to assess service charges with an earning credit based on the investable balance of your account.
Minimum Daily balance required (to waive monthly service fee)This is determined by the investable funds and the credit allowance through Account Analysis.
Minimum Opening Deposit$100
More benefitsFree 24/7 Telebank access
Wire Transfers
Branches located in Texas and Colorado

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NOW CHECKING

Account Description*Sole proprietorships and/or nonprofit organizations can earn interest and write checks on this account type.
Account BenefitsUnlimited check writing privileges
InterestYes
Monthly service fee$10
Minimum Daily balance required (to waive monthly service fee)$1,000
Minimum Opening Deposit$1,000
More benefitsFree Bill Payer service
Free 24/7 Telebank access
Branches located in Texas and Colorado

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MONEY MARKET CHECKING

Account DescriptionMoney Market Accounts combine some features of a checking account with those of a savings account.
Account BenefitsInterest Earned
Limited Check Writing Privileges
InterestYes, variable rate
Monthly service fee$10
Minimum Daily balance required (to waive monthly service fee)Fee waived with a minimum balance of $1500
Minimum Opening Deposit$1,500
More benefitsFree secure Online Banking
ATM Card
Free 24/7 Telebank access
Branches located in Texas and Colorado
Additional Fees and LimitationsRegulations restrict the number of transfers and withdrawals by check, debit card, or similar order payable to third parties to no more than six per month. Going over this limit will cause a $15 per item charge over that limit.

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