Welcome to American Bank of Commerce
Tips for Creating Effective Passwords

In combination with your online user ID, your online password is like the lock on your front door, as it provides first-level defense against unauthorized access. Choosing a weak password is like buying a cheap lock to protect your valuables. Following are guidelines for creating a strong password:


  1. Do not choose passwords or security codes (PINS) that can be easily guessed by others. For example:
    • Do not use account numbers
    • Do not use personal contact information like addresses or phone numbers.
    • Do not use personal information like your name, birthday, Social Security Numbers, passport numbers, or names and information for family members. This is the first information a criminal will try.

2.       Do not use sequences of repeating characters, like “1234567” or “abcdefg”

3.       Avoid using only look-alike substitutions of numbers or symbols. Passwords like “P@ssw0rd” are easily guessable by criminals, but can be effective when combined with changes in case, length, and misspellings.

4.       Do not use dictionary words.



1.       Create unique, original passwords using a combination of numbers, letters (upper & lower case) and special characters.
2.       Use longer passwords, as long as you can remember them.

3.       Choose a password that is meaningful so you can easily commit it to memory.

4.       Avoid using software or toolbars that store your password.

5.       Change your password regularly.