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Business Checking

For many businesses, the first step is setting up a checking account. American Bank of Commerce wants to support your business with a checking plan that aligns with your needs. We can work with you to determine which checking account works best.

  • Small Business Checking

    Account Description & Benefits

    This account is designed for all types of businesses and organizations that have a lower-volume of activity and transactions.

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield

    No

    Service Charges

    $0 – $999.99 = $10
    $1000 + = $0

    Over 100 debits/checks = .20/item
    Over 200 credit items = .20/item

    Eligibility

    Business

    Minimum Opening Deposit

    $50

    Transaction Limitation

    Unlimited

    ATM/Debit Card

    Yes, business debit card only - additional fees may apply, a full fee schedule is available at any branch.

  • BUSINESS CHECKING

    Account Description & Benefits

    A full-service checking account for partnerships, corporations, associations and individuals engaged in business or professions

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield

    No

    Service Charges

    Account Analysis: Accounts are analyzed monthly to assess service charges with an earning credit based on the investable balance of your account.

    Eligibility

    Business

    Minimum Opening Deposit

    $50

    Transaction Limitation

    Unlimited

    ATM/Debit Card

    Yes, business debit card only - additional fees may apply, a full fee schedule is available at any branch

  • NOW CHECKING

    Account Description & Benefits

    An interest bearing account with the ability to write checks for Sole proprietorships and/or nonprofit organizations

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield

    Yes

    Service Charges

    Daily balance during statement cycle determines service charge:
    $0 - $999.99 = $10.00
    $1,000 + = $0

    Eligibility

    Sole Proprietors and nonprofit organizations Only

    Minimum Opening Deposit

    $1,000

    Transaction limitation

    Unlimited

    ATM/Debit Card

    Yes, business debit card only - additional fees may apply, a full fee schedule is available at any branch

  • MONEY MARKET BUSINESS CHECKING

    Account Description & Benefits

    Savings account with limited check writing privileges

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield

    Yes

    Service Charges

    Daily balance during statement cycle determines service charge:

    $0 - $1,499.99 = $10.00
    $1,500 + = $0
    More than 6 transfers, withdrawals or checks per month = $15 service fee per item

    Eligibility

    Business

    Minimum Opening Deposit

    $1,500

    Transaction Limitation

    6 transfers or withdrawals per month by check, debit card or similar order payable to a third party

    ATM/Debit Card

    ATM Only - additional fees may apply, a full fee schedule is available at any branch