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Business Checking

For many businesses, the first step is setting up a checking account. American Bank of Commerce wants to support your business with a checking plan that aligns with your needs. We can work with you to determine which checking account works best.

  • Small Business Checking

    Account Description & Benefits: This account is designed for all types of businesses and organizations that have a lower-volume of activity and transactions.

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield No

    Service Charges

    Daily Balance during statement cycle determines service charge:

    $0 – $999.99 = $10
    $1000 + = $0

    Over 100 debits/checks = .20/item
    Over 200 credit items = .20/item

    Eligibility Business
    Minimum Opening Deposit $50
    Transaction Limitation Unlimited
    Debit Card - additional fees may apply, a full fee schedule is available at any branch Yes
  • BUSINESS CHECKING

    Account Description & Benefits: A full-service checking account for partnerships, corporations, associations and individuals engaged in business or professions.

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield No

    Service Charges

    Account Analysis: Accounts are analyzed monthly to assess service charges based on account activity and earnings credit.Your earnings credit, based on average investable balance of account, may offset monthly service charge. 

    Eligibility Business
    Minimum Opening Deposit $50
    Transaction Limitation Unlimited
    Debit Card - additional fees may apply, a full fee schedule is available at any branch Yes
  • NOW CHECKING

    Account Description & Benefits: An interest bearing account with the ability to write checks for Sole proprietorships and/or nonprofit organizations.

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield Yes

    Service Charges

    Daily balance during statement cycle determines service charge:

    $0 - $999.99 = $10.00
    $1,000 + = $0

    Eligibility Sole Proprietors and nonprofit organizations Only
    Minimum Opening Deposit $1,000
    Transaction Limitation Unlimited
    Debit Card - additional fees may apply, a full fee schedule is available at any branch Yes
  • MONEY MARKET BUSINESS CHECKING

    Account Description & Benefits: Savings account with check writing privileges.

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield Yes

    Service Charges

    Daily balance during statement cycle determines service charge:

    $0 - $1,499.99 = $10.00
    $1,500 + = $0

    A withdrawal fee of $5 will be charged for each withdrawal in excess of ten (10) during each monthly statement cycle. 

    Eligibility Business
    Minimum Opening Deposit $1,500
    Debit Card - additional fees may apply, a full fee schedule is available at any branch Yes