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Equifax has reported a data breach that could have compromised the identifying information of as many as 143 million consumers. They have set up a site where you can find information on this incident at www.equifaxsecurity2017.com. For more information on how to protect your identity, visit the identity theft section of our Fraud Education Center at www.theabcbank.com/fraud-education-center.  

 

Business Checking

For many businesses, the first step is setting up a checking account. American Bank of Commerce wants to support your business with a checking plan that aligns with your needs. We can work with you to determine which checking account works best.

  • Small Business Checking

    Account Description & Benefits

    This account is designed for all types of businesses and organizations that have a lower-volume of activity and transactions.

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield

    No

    Service Charges

    $0 – $999.99 = $10
    $1000 + = $0

    Over 100 debits/checks = .20/item
    Over 200 credit items = .20/item

    Eligibility

    Business

    Minimum Opening Deposit

    $50

    Transaction Limitation

    Unlimited

    ATM/Debit Card

    Yes, business debit card only - additional fees may apply, a full fee schedule is available at any branch.

  • BUSINESS CHECKING

    Account Description & Benefits

    A full-service checking account for partnerships, corporations, associations and individuals engaged in business or professions

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield

    No

    Service Charges

    Account Analysis: Accounts are analyzed monthly to assess service charges with an earning credit based on the investable balance of your account.

    Eligibility

    Business

    Minimum Opening Deposit

    $50

    Transaction Limitation

    Unlimited

    ATM/Debit Card

    Yes, business debit card only - additional fees may apply, a full fee schedule is available at any branch

  • NOW CHECKING

    Account Description & Benefits

    An interest bearing account with the ability to write checks for Sole proprietorships and/or nonprofit organizations

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield

    Yes

    Service Charges

    Daily balance during statement cycle determines service charge:
    $0 - $999.99 = $10.00
    $1,000 + = $0

    Eligibility

    Sole Proprietors and nonprofit organizations Only

    Minimum Opening Deposit

    $1,000

    Transaction limitation

    Unlimited

    ATM/Debit Card

    Yes, business debit card only - additional fees may apply, a full fee schedule is available at any branch

  • MONEY MARKET BUSINESS CHECKING

    Account Description & Benefits

    Savings account with limited check writing privileges

    Interest Bearing - Minimum Daily Balance required to obtain the annual percentage yield

    Yes

    Service Charges

    Daily balance during statement cycle determines service charge:

    $0 - $1,499.99 = $10.00
    $1,500 + = $0
    More than 6 transfers, withdrawals or checks per month = $15 service fee per item

    Eligibility

    Business

    Minimum Opening Deposit

    $1,500

    Transaction Limitation

    6 transfers or withdrawals per month by check, debit card or similar order payable to a third party

    ATM/Debit Card

    ATM Only - additional fees may apply, a full fee schedule is available at any branch