Personal Checking

Personal Checking

American Bank of Commerce knows that your personal checking account is the hub for almost every day-to-day transaction you make. As a result, you need a checking account that is convenient and flexible, one that works seamless with your needs. No surprises. No hidden fees. We offer five checking account options, customized with you in mind: My Choice Checking, eChecking, Senior Checking, Now Checking, and Money Market.

 MY CHOICE CHECKINGeCHECKINGSENIOR CHECKINGNOW CHECKINGMONEY MARKET
ACCOUNT DESCRIPTION

This account has everything! MyChoice Checking is our most popular account and it’s no wonder with all the great benefits.

If you need a basic checking account with a low monthly service fee and no minimum balance requirement this is the account for you.

For our customers 62 and over this may be the account for you.

This account is available to Individuals wanting an interest bearing account with the ability to write checks too.

Money Market Accounts combine certain features of a checking account with those of a savings account.

ACCOUNT BENEFITS
  • 25% discount on any available ABC Safety Deposit Box
  • No Fee on Money Orders and/or Cashier’s Checks
  • Deluxe Provent ID Restoration
  • No Charge on Statement Printouts
  • Free ABC Wallet Stock Checks
  • Free secure Online Banking
  • Check Safe Keeping
  • ATM/Debit Card
  • Complimentary ABC Wallet Stock Checks
  • Unlimited Check Writing Privileges
  • $5.00 Discount on Safe Deposit Box Rental
  • Unlimited Check Writing Privileges
  • Interest Earned
  • Limited Check Writing Privileges
INTEREST

None

None

None

Yes

Yes, variable rate

MONTHLY SERVICE FEE

$5 if e-statement option is taken – $2 additional monthly fee for paper statement option

No monthly service fee if e-statement option is taken – $2 monthly fee for paper statement option

None

$10

$10

MINIMUM DAILY BALANCE REQUIRED (TO WAIVE MONTHLY SERVICE FEE)

Not applicable

Not applicable

Not applicable

Fee waived with a minimum balance of $1000

Fee waived with a minimum balance of $1500

MINIMUM OPENING DEPOSIT

$100

$100

$100

$1,000

$1,500

MORE BENEFITS
  • Free secure Online Banking
  • Free Bill Payer service
  • Unlimited check writing privileges
  • No Charge on Statement Printouts
  • Free 24/7 Telebank access
  • Branches located in Texas and Colorado
  • Free Bill Payer service
  • Unlimited check writing privileges
  • Free 24/7 Telebank access
  • Branches located in Texas and Colorado
  • Free secure Online Banking
  • Free Bill Payer service
  • Unlimited check writing privileges
  • Free 24/7 Telebank access
  • Branches located in Texas and Colorado
  • Free secure Online Banking
  • Free Bill Payer service
  • Unlimited check writing privileges
  • Free 24/7 Telebank access
  • Branches located in Texas and Colorado
  • Free secure Online Banking
  • Free Bill Payer service
  • ATM Card
  • Free 24/7 Telebank access
  • Branches located in Texas and Colorado

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