IMPORTANT CONSUMER INFORMATION  

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

American Bank of Commerce is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against American Bank of Commerce should contact the Texas Department of Banking.

American Bank of Commerce also engages in the business of selling checks as an agent for a company licensed under the laws of the State of Texas and subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint concerning the sale of checks should contact the Texas Department of Banking.
Consumers/Customers may file complaints with the Texas Department of Banking by contacting the Department through one of the means below:

In Person or U.S. Mail:
Texas Department of Banking
2601 North Lamar Boulevard, Suite 300
Austin, Texas 78705-4294

Telephone Number: 1-877-276-5554 (toll free)

Fax Number:   512-475-1313

E-mail: consumer.complaints@banking.state.tx.us

Website: www.banking.state.tx.us

 PRIVACY STATEMENT

The Board, Management and Staff of American Bank of Commerce believe that your right to privacy is one of the foundations on which our relationship is based. We value your trust and we are pleased to take this opportunity to establish in writing our pledge to maintain that privacy. We carefully handle information we possess about you. All American Bank of Commerce personnel who have access to your information are bound by a code of conduct that requires the confidential treatment of Customer Information.

Additionally, to safeguard your non-public personal information, access to such information is restricted to authorized personnel only. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.

Information you may give us in establishing an account, applications for credit, forms and other information you provide us, whether in writing, in person, by telephone, electronically, or by any other means, such as your name, address, social security number, assets, income, and debt;

Information about your transactions and your account experience with us;

Information we obtain from consumer credit reporting agencies;

Information from other outside sources regarding employment, credit, or other relationship(s) with you, or verifying representations made by you to us, such as your employment history, loan or credit card balances, or your property insurance coverage;

Other general information we obtain about you that is not assembled for the purpose of determining your eligibility for credit, insurance, employment, or other product or service you request, such as demographic information; and

Information collected through the use of Internet "cookies" when you access our Web site.

We may share your information with companies we have hired to provide marketing or other services on our behalf or other institutions with which we have a joint marketing agreement. Information about your transactions that we may share may include name, address, account balance, telephone number and types of products owned. All third parties, to whom information is shared, are not permitted to use the information for any purpose other than to assist our servicing of your account(s) or as permitted by law. We do not have/do not share any information with affiliates.

If you close your account(s) or if we lose contact with you, we will continue to share information in accordance with our current privacy policy and practices.

To the extent we may collect personally identifiable medical information in connection with the sale of insurance products or services, we will not (either internally or externally) share such information for any purpose other than the underwriting or administration of an insurance policy, claim or account.