One of the greatest resources at ABC Bank is the lending department. We focus on establishing long-term relationships with our customers to deliver financial solutions to meet current and future needs. We offer a variety of loans to fit your unique needs. Your loan is processed locally and quickly, saving you time and money. We make business loans for the following:
For commercial real estate developers, real estate investors, and commercial real estate builders, ABC offers real estate financing with flexible terms and highly competitive rates. Our experienced real estate lenders make it easy to do business with ABC and are able to make fast decisions about your financing needs.
| Purpose | Raw land development
Investor rehab on existing properties
Purchase income-producing properties
Investor acquisition of raw or developed property
Office, warehouse, industrial, agricultural purchase or development |
| Term | 12 Months to 20 years, depending on project |
| Repayment | Interest Monthly
Mini-perm
Permanent |
| Requirements | Two years business financial statements
Two years tax return
Personal Financial Statement
Business Loan Application |
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The owner occupied real estate loans are designed for businesses that are financing real estate where they intend to be the primary tenant. Construction, existing real estate, and
SBA 504 loans can be customized to fit your unique business needs.
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ABC has the experience and resources needed to successfully navigate the residential interim construction loan process. We have the products and staff to successfully finance customers from small residential builders to large tract builders.
| Purpose | Builder construction lines of credit
Raw land development
Builder spec and contract loans for small builders
Investor rehab on existing properties |
| Term | 12 Months to 20 years, depending on project |
| Repayment | Mini-perm
Interest monthly available |
| Requirements | Two years business financial statements
Two years tax return
Personal Financial Statement
Business Loan Application |
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The SBA provides government backing for loans for a variety of small business needs. As a preferred lender. ABC Bank can provide additional guidance and expertise to help make your business a success. Three different types of SBA Loans are offered to meet your lending needs. Please visit our
SBA Resource page for more information and visit
www.sba.gov.
| SBA Express Loan Information | |
| SBA 504 Loan Information | |
| SBA 7A Loan Information | |
| |
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New and expanding businesses need the flexibility to get capital quickly to allow daily operations to run smoothly. A business revolving line of credit can help cover temporary shortfalls of cash.
| Purpose | Provide working capital for daily operations
Cover repayment gap for accounts receivable |
| Term | 12 Months |
| Repayment | Monthly interest (typically) |
| Requirements | Two years business financial statements
Two years tax return
Personal Financial Statement
Business Loan Application |
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Your growing business needs change quickly and our relationship bankers will help you meet any upcoming challenges. The purchase of new or used equipment can be financed with flexible repayment terms.
| Purpose | Commercial vehicles
Construction equipment
Manufacturing equipment
Technology upgrades |
| Term | Flexible repayment terms, ranging from 1 to 7 years |
| Repayment | Principal and interest are paid in regular installments |
| Requirements | Two years business financial statements
Two years tax return
Personal Financial Statement
Business Loan Application |
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Originating in West Texas, with strong roots in agricultural banking, the Ag Department at ABC Bank can help you make the most of your opportunities. Whether a fifth-generation farmer or just starting a new operation, you will receive the attention and service you deserve.
| Purpose | Annual farm lines of credit
Equipment purchase
Agricultural land purchase
Livestock operations |
| Term | 12 months on farm lines
1-7 years on equipment loans
Up to 20 years on real estate |
| Repayment | Interest monthly
Annual payments
Single pay |
| Requirements | Two years tax return
Ag Financial Statement
Ag Loan Application |
