American Bank of Commerce - Personal Checking

ABC Online Banking

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RESOURCE CHECKING

SENIOR CHECKING

NOW INTEREST CHECKING

MONEY MARKET ACCOUNT

FREE CHECKING

Account Description	If you need a plain checking account with no monthly service fee and no minimum balance requirement this is the account for you.
Account Benefits	Free secure Online Banking Check Safe Keeping ATM/Debit Card
Interest	None
Monthly service fee	None
Minimum Daily balance required (to waive monthly service fee)	Not applicable
Minimum Opening Deposit	$100
More Benefits	Free Bill Payer service Unlimited check writing privileges Free 24/7 Telebank access Branches located in Texas and Colorado

BASIC CHECKING

Account Description	If you want a no frills checking account and would like your check images back in your statement select this account.
Account Benefits	Free secure Online Banking Images back with your statement ATM/Debit Card
Interest	None
Monthly service fee	$5.00
Minimum Daily balance required (to waive monthly service fee)	Fee waived with a minimum balance of $500.00
Minimum Opening Deposit	$100
More Benefits	Free Bill Payer service Unlimited check writing privileges Free 24/7 Telebank access Branches located in Texas and Colorado

RESOURCE CHECKING

Account Description	This account has everything! Resource Checking is our most popular account and it's no wonder with all the great benefits.
Account Benefits	No Fee on Travelers Checks for One No Fee on Money Orders No Fee on Cashiers Checks No Charge on Statement Printouts Free ABC Wallet Stock Checks
Interest	None
Monthly service fee	$10
Minimum Daily balance required (to waive monthly service fee)	Not applicable
Minimum Opening Deposit	$100
More Benefits	Free secure Online Banking Free Bill Payer service Unlimited check writing privileges Free 24/7 Telebank access Branches located in Texas and Colorado

SENIOR CHECKING

Account Description	For our customers 62 and over this may be the account for you.
Account Benefits	Complimentary ABC Wallet Stock Checks Unlimited Check Writing Privileges $5.00 Discount on Safe Deposit Box Rental
Interest	None
Monthly service fee	None
Minimum Daily balance required (to waive monthly service fee)	Not applicable
Minimum Opening Deposit	$100
More Benefits	Free secure Online Banking Free Bill Payer service Unlimited check writing privileges Free 24/7 Telebank access Branches located in Texas and Colorado

NOW INTEREST CHECKING

Account Description	This account is available to Individuals wanting an interest bearing account with the ability to write checks too.
Account Benefits	Unlimited Check Writing Privileges
Interest	Yes
Monthly service fee	$10
Minimum Daily balance required (to waive monthly service fee)	Fee waived with a minimum balance of $1000
Minimum Opening Deposit	$1,000.00
More Benefits	Free secure Online Banking Free Bill Payer service Unlimited check writing privileges Free 24/7 Telebank access Branches located in Texas and Colorado

MONEY MARKET ACCOUNT

Account Description	Money Market Accounts combine certain features of a checking account with those of a savings account.
Account Benefits	Interest Earned Limited Check Writing Privileges
Interest	Yes, variable rate
Monthly service fee	$10
Minimum Daily balance required (to waive monthly service fee)	Fee waived with a minimum balance of $1500
Minimum Opening Deposit	$1,500.00
More Benefits	Free secure Online Banking Free Bill Payer service ATM Card Free 24/7 Telebank access Branches located in Texas and Colorado
Additional Fees & Limitations	Regulations restrict the number of transfers and withdrawals by check, debit card, or similar order payable to third parties to no more than six per month. Going over this limit will cause a $15 per item charge over that limit.

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